noventariux - Zero-based budgeting consultations for Australians

Acceptance of terms

By accessing or using our services, you acknowledge and agree to comply with these terms. If you do not accept any of these conditions, you should not use this website or engage our services.

Definitions

Key terms used in this agreement are explained below for clarity.

‘Services’ refers to budgeting and consultation sessions offered via our website or by direct correspondence.

‘User’ means any person accessing noventariux.com or participating in consultations.

‘Content’ includes all information, advice, text, and materials published on this website.

‘We’, ‘our’, and ‘us’ refer to noventariux.com and all authorised personnel or contractors.

Use of our services

Our services are provided for personal use only and must not be used for commercial or unlawful purposes. Users agree to adhere to local regulations and only use our content for its intended purpose.

Eligibility

You must be at least 18 years old and legally able to enter a binding contract in Australia to use our services.

Services are not directed toward minors under 18.

User responsibilities

Users must act responsibly and provide accurate information when using our services.

Submit complete and honest details during consultations and signup processes.

Respect intellectual property by not duplicating site content or service materials.

Do not misuse consultation advice for unlawful or commercial ends.

Notify us if your contact information or circumstances change.

Prohibited uses

Misuse of our website or service is strictly forbidden.

Attempting unauthorised access to secure areas or client information databases.

Introducing malicious code or software intending to disrupt our infrastructure.

Using automated systems to collect information or submit false requests.

Uploading or distributing unlawful, defamatory, or discriminatory materials.

Interfering with other users’ access to services for any reason.

Intellectual property rights

All content, including branding, text, and graphics on this website, belong to noventariux.com unless otherwise stated. No reproduction or redistribution is allowed without our express written consent, apart from uses covered under Australian copyright law.

User submissions

Users may submit information in forms or consultations, which remains confidential and the property of the submitting user.

Your rights to submissions

While we respect your content, you grant us permission to use submissions for service delivery and improvement as outlined in our privacy policy.

How we respect your privacy

Your personal details are managed as described in our Privacy Policy. Please review it regularly to stay informed about how data is collected, used, and protected.

See privacy policy

Important disclaimers

All advice is provided for informational purposes only and does not represent legal, financial, or tax advice.

Risks and results disclaimer

Results may vary and past performance does not guarantee future outcomes. Always consult a licensed advisor for specialist needs.

Limits of liability

We accept no liability for indirect or incidental damages resulting from using our site or services. Users assume responsibility for decisions taken on the basis of provided advice.

Indemnification

By using this site, you agree to indemnify us against any claims or damages related to violation of these terms.

Resolving disputes

Disputes are handled under Australian law. We encourage direct communication before formal action.

Arbitration

Any unresolved dispute may be submitted to binding arbitration under Australian law.

Arbitration does not restrict your any legal statutory rights in Australia.

Online dispute resolution

You may also use Australia's Online Dispute Resolution platform for customer complaints where available.

Find out more about ODR

Severability

If any term is found unenforceable, remaining provisions continue in effect.

Entire agreement

These terms, together with our privacy and cookie policies, represent the full understanding between you and noventariux.com.

Applicable law and jurisdiction

These terms are governed by the laws of New South Wales, Australia.

Termination

We reserve the right to suspend or terminate access for any user violating these terms. Notice, where possible, will be provided.

Modifications

We may update terms to reflect legal or service changes. Check periodically to stay informed; use of the site after changes implies acceptance.

How to reach us

For any questions about the above, please contact us using the details below.

Email: content@noventariux.com

Phone: +61-3-4352-3639

Address: Suite 903 / 241 Adelaide Street, Brisbane, QLD 4000 Australia

Terms and Conditions for noventariux.com